Financial advice to guide you through life’s peaks and troughs…
Everyone deserves the kind of financial advice they would want their loved ones to receive: honest, transparent, no-nonsense. We provide financial planning that help people achieve their long-term goals, no matter how life changes.
OUR SERVICES
Pensions
Pension planning and advice might seem complicated, but the basic concept is a simple one; save for the future.
Thanks to ‘pension freedoms’ pension planning has seen a huge increase in recent years with many now opting to take the benefits ‘flexibly,’ and some using them as tools to pass wealth down through the generations. However, not all plans are the same and specialist advice should be sought when thinking about transferring final salary schemes or dealing with pension plans that contain safeguarded benefits.
Investments
We will explain complex terminology in simple terms. We will also produce a plan in plain and easy-to-understand language. As such, you can be clear about your decisions every step of the way. Furthermore, our investment process is fully independent and makes sure your money is continuously monitored.
Mortgages
We can assist with arranging a full range of mortgages, including buy to let and remortgages. Our friendly advisors will talk you through the offers and deals on the market and explain the different options available to you. Delivering impartial advice you can trust, we will handle the application process for you so you can secure the funding you need.
Protection
Sometimes the unexpected happens and insurance is a vital safety net to protect you, your family and your finances. 365ifa offers expert advice on insurance products so you can find the right packages to meet all your needs. So much of your future planning relies on you being part of that journey. Such advice will help keep you on track.
Trust and Tax Planning
Trusts can often provide a protective barrier against certain threats to your wealth, while tax, as you know, can be a huge drag on your money.
These factors are always taken into account during our financial planning and in most cases the benefits will far outweigh the cost of advice.
Equity Release
365ifa can also help you if you are need advice on all types equity release schemes. Equity release is available to those over 55 and is a way of releasing money from a property by taking out a secured loan. We will listen carefully to your circumstances and explain the implications of equity release so you can make an informed choice.
We feel financial advice should be available to everyone
We pride ourselves on taking time to talk to anyone regarding their circumstances whether it is the need for a small mortgage to complex investment portfolios with tax planning needs. Everyone should have access to clear advice.
Jonathan Miller
Independent Financial Adviser
LET’S TALK
Your first consultation is free.